Aadil Shezad
Aadil Shezad writes SchemesPK's coverage of housing finance and government loan schemes. Every guide under this byline is researched from government announcements, official notifications and established national news outlets, with each fact dated and sourced on the page itself.
What Aadil covers
- The Wazir-e-Azam Apna Ghar Program: eligibility, instalments and bank process
- Markup subsidies and how they compare with earlier schemes such as Mera Pakistan Mera Ghar
- Property, title and valuation rules that decide whether a loan is disbursed
Topics outside this area are written by other members of the SchemesPK team, so each subject stays with the person who follows it closely.
How these guides are written
- Facts come from primary sources first: ministry statements, Radio Pakistan, regulator notifications and official portals, supported by national news outlets.
- Every page carries a published date and a last-updated date, and the updated date changes only when the content does.
- Where reports disagree or a rule is unconfirmed, the page says so instead of picking a version.
- Figures we work out ourselves, such as savings, instalments and examples, are labelled as SchemesPK calculations.
- Corrections are welcome and are made promptly. Email support@schemespk.com.
Articles by Aadil Shezad
- Apna Ghar Program 2026
- Who qualifies for the Apna Ghar loan
- Applying at apnaghar.gov.pk
- Apna Ghar instalment calculator
- Banks offering Apna Ghar loans
- Property and construction rules
- Checking your application status
- Why applications get rejected
- Apna Ghar vs Mera Pakistan Mera Ghar
- Apna Ghar Program updates
Contact and corrections
If you find a mistake on a page Aadil wrote, email support@schemespk.com with the page address and what is wrong. It is checked against the source and corrected the same day if we got it wrong. You can also message Aadil directly on LinkedIn.
SchemesPK is an independent guide and is not affiliated with the Government of Pakistan. Nobody from SchemesPK will ask you for a fee, an OTP or payment of any kind.