Bilal Irfan
Terms and Conditions for Using SchemesPK
Last updated: 16 September 2026
These Terms and Conditions ("Terms") govern your use of schemespk.com (the "Website"), operated by SchemesPK ("we", "us"). By accessing or using the Website, you agree to these Terms. If you do not agree, please do not use the Website.
1. Independent information service
SchemesPK is an independent website that explains government relief and welfare schemes in Pakistan. We are not a government body and are not affiliated with, endorsed by, or acting on behalf of the Government of Pakistan, any provincial or regional government, or any government department, regulator or agency. Names of schemes, ministries and agencies are used only to identify and describe them.
We do not accept, process or submit applications, and we do not charge any fee for registration in any government scheme.
2. Information only, not official or professional advice
Content on the Website is provided for general information. Government schemes can change quickly, and official announcements may be updated, clarified or withdrawn. While we work to keep guides accurate and dated, we do not guarantee that any content is complete, current or error-free.
- Always confirm eligibility, deadlines, quotas, prices and procedures with the official source named in each guide before acting.
- Calculations, examples and estimates on the Website are illustrative and may not reflect your circumstances.
- Nothing on the Website is legal, financial or tax advice.
3. No guarantee of benefits
Eligibility for and receipt of any scheme benefit is decided solely by the relevant government authority. Following a guide on this Website does not guarantee that you will be registered, approved or receive any benefit.
4. Acceptable use
You agree not to:
- use the Website for any unlawful purpose or to commit fraud;
- copy, republish or distribute Website content in bulk, or present it as your own or as official government content, without our written permission;
- scrape the Website in a way that harms its performance, or attempt to gain unauthorised access to its systems;
- impersonate SchemesPK or use our name to collect personal information or payments.
You may quote short excerpts with a clear link back to the source page.
5. Intellectual property
The Website's original text, tables, calculations, diagrams, design and layout are owned by SchemesPK and protected by applicable law. Official documents, logos and trademarks of third parties belong to their respective owners.
6. Third-party links and advertising
The Website links to external websites, including government portals and news outlets, for your convenience. We do not control and are not responsible for their content, availability or practices. Advertisements, if shown, are provided by third parties and do not imply our endorsement.
7. Limitation of liability
To the fullest extent permitted by law, SchemesPK is not liable for any loss or damage arising from your use of, or reliance on, the Website or its content, including missed deadlines, rejected applications, or decisions made based on information on the Website. The Website is provided "as is" and "as available".
8. Changes to the Website and these Terms
We may change, suspend or remove any part of the Website at any time. We may also update these Terms; changes take effect when posted on this page, and the "Last updated" date will change. Continued use of the Website means you accept the updated Terms.
9. Governing law
These Terms are governed by the laws of Pakistan. Any dispute relating to the Website is subject to the jurisdiction of the competent courts of Pakistan.
10. Contact
Questions about these Terms can be sent to support@schemespk.com.