Schemes PK

Government schemes in Pakistan, explained

Four schemes are running right now. This site tells you which one fits you, what it is actually worth, and what it will cost you, with a date on every figure.

  • Independent of government
  • No fees, no forms, no CNIC
  • Checked 9 October 2026

SchemesPK covers the PM Fuel Relief Scheme, the PM Youth Chromebook Scheme, the Apna Ghar Program, Apni Chhat Apna Ghar and the Parwaaz Card. Every guide gives the eligibility rules, the real cost and the source behind each number. We are not the government, we take no fee, and no application is ever made through us.

Written by the SchemesPK editorial team · Updated 31 Oct 2026

Which one are you here for?

The amount on each is the published maximum. What you actually get depends on the checks set out in the guide.

  • Rs100 off every litre

    PM Fuel Relief Scheme

    Federal government, nationwide

    Own a motorcycle, rickshaw, Qingqi or a car up to 800cc and you pay Rs100 less for every litre on your monthly quota. That is around Rs2,000 a month for a bike and Rs3,000 for a small car. Register once by SMS to 9771, then ask for a token before each fill-up.

  • 500,000 free Chromebooks

    PM Youth Chromebook Scheme

    Federal government, nationwide

    A Chromebook, a MiFi internet device and a bag for top Class 9 students at government schools. You do not apply: your education board ranks the 2026 annual exam results and publishes a list, and only students on that list register with IBCC. Deadlines are set board by board, and one has already passed.

  • Rs10m at 5% markup

    Apna Ghar Program

    Federal government, nationwide

    Buying or building your first home: a bank lends up to Rs10 million at 5% for the first ten years, repaid over twenty. You put in 10% yourself, and the property is capped at 10 marla, or a flat of 1,500 sq ft.

  • Rs1.5m no markup

    Apni Chhat Apna Ghar

    Government of Punjab

    Already own a plot in Punjab but cannot afford to build on it: up to Rs1.5 million with no markup, released in tranches as the house goes up and repaid over seven years at about Rs14,000 a month. Your PMT score has to be 60 or below.

  • Rs1m no markup

    Parwaaz Card

    Government of Punjab

    Offered a job abroad but cannot pay to get there: Punjab lends up to Rs1 million with no markup for the visa, medical, skill test, Protectorate fee, air ticket and a licensed promoter's fee. It pays against receipts, never in cash.

Where these schemes stand

The latest published figures, each with the source that published it.

  • 8.4 millionpeople registered for the fuel subsidy, with 12.2 million tokens issued and 10.3 million usedPrime Minister's Office, 1 October 2026
  • Rs45.43bndisbursed under Apna Ghar, reaching 8,739 applicantsReported by Geo, 9 September 2026
  • 53,127Apna Ghar applications approved, out of 147,504 receivedReported by Geo, 9 September 2026

What changed recently

  • 31 Oct 2026

    Petrol held at Rs377.91 a litre for 31 October - 2 November 2026, keeping subsidised petrol at Rs277.91, while high-speed diesel raised to Rs402.96. The Rs100 discount itself has not moved.

  • 30 Oct 2026

    Petrol held at Rs377.91 a litre for 30 October 2026, keeping subsidised petrol at Rs277.91, while high-speed diesel raised to Rs400.67. The Rs100 discount itself has not moved.

  • 29 Oct 2026

    Petrol raised Rs1.85 to Rs377.91 a litre for 29 October 2026, putting subsidised petrol at Rs277.91. The Rs100 discount itself has not moved.

  • 28 Oct 2026

    Petrol cut Rs3.19 to Rs376.06 a litre for 28 October 2026, putting subsidised petrol at Rs276.06. The Rs100 discount itself has not moved.

  • 23 Oct 2026

    Petrol cut Rs1.60 to Rs377.71 a litre for 23 October 2026, putting subsidised petrol at Rs277.71. The Rs100 discount itself has not moved.

  • 22 Oct 2026

    Petrol cut Rs2.71 to Rs379.31 a litre for 22 October 2026, putting subsidised petrol at Rs279.31. The Rs100 discount itself has not moved.

  • 21 Oct 2026

    Petrol raised Rs0.88 to Rs382.02 a litre for 21 October 2026, putting subsidised petrol at Rs282.02. The Rs100 discount itself has not moved.

  • 20 Oct 2026

    Petrol cut Rs5.16 to Rs381.14 a litre for 20 October 2026, putting subsidised petrol at Rs281.14. The Rs100 discount itself has not moved.

  • 17 Oct 2026

    Petrol cut Rs3.93 to Rs386.30 a litre for the 17-19 October 2026 window, so subsidised petrol cost Rs286.30. Rates have been notified for single days or two- to three-day windows since 9 October; the Rs100 discount is unchanged.

  • 8 Oct 2026

    Petrol rose to Rs396.65 a litre, the sixth revision in eight days, so subsidised petrol cost Rs296.65 that day. The Rs100 discount itself has not moved.

  • 1 Oct 2026

    The Prime Minister's Office reported 8.4 million fuel registrations, 12.2 million tokens issued and 10.3 million used, with over 7.5 million people having benefited.

  • 25 Sep 2026

    The five-litre cap on a motorcycle token was scrapped: bikes, rickshaws and Qingqis now get a Rs500 token once a week with no litre limit, and riders on rented vehicles no longer need to own them.

  • 19 Sep 2026

    The fuel scheme's age rule was relaxed: bikes, rickshaws and Qingqis registered on or after 1 January 2006 now qualify, replacing the 15-year limit.

  • 9 Sep 2026

    Apna Ghar reported 147,504 applications, 53,127 approvals worth Rs313.42 billion, and Rs45.43 billion disbursed.

Each scheme keeps its own dated log: fuel relief and Apna Ghar.

How we work

SchemesPK is an independent publisher, not a government department and not an agent. We take figures from government notifications, ministry statements and established Pakistani newsrooms, date every number to the day it was published, and say plainly when something has been reported but not confirmed.

  • Every figure carries the date it was published and the source it came from.
  • Where sources disagree, we show both rather than picking the tidier one.
  • Where a rule is unpublished, such as the Parwaaz repayment term, we say so instead of estimating.
  • Our own calculations are labelled as ours, with the method stated.
  • We never ask for a CNIC, a fee, an OTP or a document.

More on this in about SchemesPK.

Who writes this

Four writers, each on their own subject.

Common questions

Is SchemesPK a government website?

No. It is an independent guide. Each scheme has its own official channel, named in the relevant guide, and that is where applications are made.

Do any of these schemes charge a fee to apply?

None of them. Registration for the fuel subsidy is a free SMS, and both housing schemes and the Parwaaz Card are applied for free on their own portals. Anyone asking for money to register you is defrauding you.

Can I apply for more than one scheme?

They cover different things, so yes in principle: a fuel subsidy on your bike does not stop you applying for a housing loan. But the two housing schemes are alternatives rather than a pair, and a default on one government loan will block you from others.

Which schemes are only for Punjab?

Apni Chhat Apna Ghar and the Parwaaz Card are Punjab programmes. The PM Fuel Relief Scheme and the Apna Ghar Program run nationwide.

How often is this site updated?

Whenever a rule, figure or price changes. Petrol prices are now revised every few days, so the fuel pages move most.

Sources. Official: Prime Minister's Office via Pakistan Today, 1-2 Oct 2026 (fuel registrations); Radio Pakistan, 25 Sep 2026 and APP, 25 Sep 2026 (token rules); Radio Pakistan, 19 Sep 2026 (nationwide rollout). News: Business Recorder, 8 Oct 2026 and The News, 8 Oct 2026 (petrol price); Dawn, 19 Sep 2026 (age rule); Geo, 9 Sep 2026 (Apna Ghar figures). Scheme terms: apnaghar.gov.pk, acag.punjab.gov.pk and parwaaz.psdf.org.pk.

SchemesPK is an independent information site. It is not affiliated with the Government of Pakistan, the Government of Punjab or any bank, and it does not process applications.